W.T.H. !! (What The Hell)

weddingringA good male friend emailed the following article to me. He informed me that he engaged in some heated debate over it, mostly from emotional baggage carrying females.  I, in turn, shared it with a female friend who, like me, didn’t get bent out of shape but rather agreed and acknowledged the author made some very good points.

I am posting the article here for discussion purposes. Feel free to voice your opinions.

I think there is a lot of disenfranchisement out there i found this on that “Men going there own way” website, it’s long but i think it conveys how some men feel today;

“The non-lawyer half of the InstaCouple says this:

“Nowadays, for many men, the negatives of marriage for men often outweigh the positives. Therefore, they engage in it less often. Not because they are bad, not because they are perpetual adolescents, but because they have weighed the pros and cons of marriage in a rational manner and found the institution to be lacking for them.”

I think women don’t understand how clinical men can be when it comes to analyzing a relationship. (Note: just because we don’t talk about our relationship with you, doesn’t mean we don’t analyze it.)

Here’s how I explain it. I think that men keep a running ledger going in their subconscious—all the good/great things about their relationship on the one side, and all the bad/terrible things on the other. At some point or another, if the perceived negatives outweigh the positives, the man will quit the relationship—I mean, just bail out of the whole thing—and usually with a swiftness and finality which confounds women.

Because we’re guys, we don’t talk about this much—even, or especially with other men, and hardly ever with women. But it’s a plain fact.

Now, because we’re guys, certain things have a disproportionate effect on both the good and bad things: on the good side, sex, food and shared interests being probably the best examples; on the bad,infidelity, constant nagging and invasion of privacy constitute the negative. The degree of each, good or bad, will vary among individual men, of course. Some men will put up with almost anything if the sex is of the “bed on fire” variety, for instance, while others will walk out of a relationship for something as trifling as compulsory weekly visits to Mom (hers).

Frankly, it doesn’t matter what these things are. What’s important is that they are each weighed, and applied to the ledger. And when the negatives consistently outweigh the positives, the man will say (to himself), “You know what? This isn’t worth the hassle. The hell with it.”

And once that decision is made, the relationship is over. Now, it may take a long time for all that to happen. Men are not accounting machines, and this is not a daily, or even a regular process. But it takes place in every man, sooner or later, when the negatives get too much to live with.

What’s interesting about all this is that as men grow older, the process becomes a lot quicker—mostly, it should be said, because younger men can put up with almost anything if they’re getting laid. As men get older and sex becomes less important, however, the “bullshit” factor and the tolerance thereof become more important.

I am not interested, incidentally, in hearing the female side of this. The topic is “why men are putting off getting married”. Here’s why.

All the great advantages of the women’s liberation movement have created an environment which, frankly, does not leave men with much. We can’t flirt with women at school, college or at the office anymore, because one man’s “flirting” has become another woman’s “sexual harassment” and the punishments for such transgressions are not only severe, they’re permanent—crippling a man’s career and prospects thereof.

When a woman can get pregnant outside wedlock, and still hound a man forever for child support (with the enthusiastic support of the State), is it any wonder that men, even though ruled by their sex drive, might actually step back a little and think with their heads? And once married, if a divorce becomes a later reality, he stands a real risk of losing access to his kids forever, because if Milady is feeling vengeful—and most do, in a divorce—the merest suggestion of “endangerment” or “violence”, and he is completely screwed, forever, even if the allegation is a complete falsehood.

I am not denying, by the way, that men have brought a lot of this on themselves. But remember, men are more clinical about relationships than women are. It is an absolutely certainty that men read all the news about some guy losing his right to own a gun just because a spiteful ex-wife filed a nonsensical claim of “abuse”, or guys getting ruined because of an intemperate offhand comment at the office, or even, good grief, getting hit up for child support after having been an anonymous sperm donor—and ask: ”Looks like the rules are all in her favor. Remind me: what’s in this ‘marriage’ thing for me , again?”

And the fact that women have become more sexually liberated doesn’t help matters. The old saw is true: why would a man go to the trouble of buying, stabling and feeding a cow, when milk’s available at the supermarket?

Remember: the early post-adolescent years are the time in men’s lives when they are most ruled by their sex drive. If the drive can be constantly sated by willing women, can anyone be surprised that when the sex drive starts to fade in importance, men look at all the other parts of a relationship, and find that the game just isn’t worth the hassle?

At ages 19 to about 27, men are at their most vulnerable for marriage, because the nice thing about married sex is not that it’s necessarily great, but that it’s pretty much always available, without too much work involved.

But if during those early years women don’t get their hooks into a man soon enough, the job becomes progressively harder as the man ages. So if women spend those early adult years building themselves a career and “fulfilling themselves” at the expense of getting married, they will find that when they do finally want to settle down and get married, men are no longer as welcoming as they were before.

And the foundations of all that were put down when women tried to stop men from being like men. Even with sex involved, men will always apply “The Ledger” to a relationship. Without sex, men are, quite simply, unwilling to put up with all the shit that a woman brings to the party. And when men feel that the dice are constantly loaded against them, they’ll simply refuse to play the game, at all.

None of this, incidentally, applies to the lucky men and women who found their soulmates—but I have to tell you, life isn’t much like the deliriously-happy couples on eHarmony.com. For every blissful couple in the ads, there are literally millions for whom a relationship is not a joy, but a wearisome chore.

What feminism hath wrought is simple: if men are to treat women as equals, then they will treat them like men—or at best, they will not treat them like women.

One more time: I’m not interested in hearing The Other Side Of The Story from women. We’ve heard little else for the past thirty years. The question was: why are men getting married later, if at all? This post is the answer, and women should not be shocked by its conclusions.

The saddest part of this is that all things being equal, most men actually enjoy being married, and look forward to it. It’s nice to have someone to come home to, someone with whom you can just be yourself, and someone to share the wonderful joys of having kids. And don’t kid yourselves, the sex is great. A buddy of mine, married to his childhood sweetheart for over twenty years, put it to me this way:

“A lot of the time, the sex [between longtime marrieds] is fine, or just so-so. But every once in a while, it’s fantastic, tremendous, brilliant, and better than you could ever ever get from a stranger.”

The men who are resisting being married are cutting themselves off  from all this—and women should ask themselves why this is the case, without  resorting to the “men are just refusing to grow up” bullshit.

They’re not refusing to grow up: this is the reaction to the constant belittlement and the infantilizing treatment they’ve been exposed to all their lives. “

So….what say you?

I was on my way to church and there were two cars ahead of me in the turning lane Sunday morning. The pickup truck was #2 in line, the Protoge’, #1.  The arrow turns green and it takes Car #1 at least 30 seconds to proceed but not before I honk my horn.

We’re now on the two lane street, all three vehicles that were at the light. The pickup truck driver has had enough of the slow poke driving Miss Daisy and passes car #1 illegally. Yes, I followed suit.

No biggie. Done deal. At least that’s what I thought until I pull into the church parking lot and park.

olivebranchYou really don’t want that truck, do you?”, she says loudly. “Excuse me?”, I respond with a puzzled look on my face wondering why my fellow choir member is asking me this bizarre question.

She proceeds, “Had I been a police officer, I could have pulled you over“. It then clicks…it was her in Car #1whom I had passed a few minutes earlier. “Oh, had you been a cop, I wouldn’t have passed you“, I respond with my smart-assed tone reserved for such incidents where I’m being chastised by someone who has overstepped the line.

Head tilted to the side, I just look in disbelief  as girlfriend continues to chastise me about my driving. I said nothing but I am certain the look on my face read “Bitch, please.” For once in my recent memory, I held my tongue. However, I was pissed but I decided to let it go. I wasn’t going to let the incident ruin my morning.

Later in the afternoon I check my email only to see a message from miss choir member lady. She was attempting to apologize but it fell short. If your apology to me includes a “But”, it really isn’t an apology but rather an attempt to justify your disrespectful behavior.

From: ****
Subject: With Love
To: Chocl8t
Date: Sunday, May 3, 2009, 8:37 AM

Chocl8t, First of all I want to say I apologize for blasting you out in front of my passenger. As I drove up I and saw your face before you saw mine and I could see that you were troubled. Please don’t let your mind be so preoccupied that it takes you away from the real deal.

First of all, I was not “troubled”. I was only preoccupied with getting around your slow driving ass.  Here it is..the “But“…

Wait for it…wait for it…

That red truck had been pushing me for awhile and if they had waited at least another 10 seconds I would have pulled over in a safe area and the both of you could have passed. I don’t have a problem bowing down. I would rather bow down than to buck up. Bucking up takes the situation father than you had plan to go.

So in essence, your were already pissed off with the driver of the truck and since you couldn’t get to him I was next in line. You didn’t approach me “With Love” as the email was titled. Your ass needed to vent and I was available.

When I saw your car and license plate I thought back to our conversation at D**** Studios. You said, “You really wish you did not have that truck.” I thought to myself she really meant that because Chocl8t is driving that truck like she does not want it.

Nooo, that isn’t what I said. I said it wasn’t the most sound financial decision I made. But I love my truck. Everyone who knows me, knows I LOVE MY TRUCK. But I understand how you couldn’t quite recall that conversation with accuracy at the moment because you were PISSY with the truck driver and me for passing your Driving Miss Daisy ass a few minutes earlier.

Be careful baby. You don’t want to lose the truck and a limb or your pretty face or your life trying to get some where fast. I am just ministering to you with love.

Sincerely,
S*** M***

Save your spiritual in the name of Jesus line for someone who can’t recognize bullshit when she sees it. Oh, and I’m not your dayum ‘baby’.

And another thing…stop trying to hide behind God and Jesus with your shitty behavior. He sees you and so does everyone else.

MmmKayThanks. Buh-bye.

This recession does not look like it will be coming to an end anytime soon.  Thank God I still have a job and a fixed rate mortgage but yeah, like millions of other Americans, I am concerned. It seems like companies are announcing layoffs everyday. Even so, I remain prayerful so it isn’t keeping me awake at night.

creditcard3Also, like many other concerned people, I am paying closer attention to the financial news particularly regarding the banks and credit card companies. A couple of months ago, a news program ran a story about credit card companies either decreasing limits or raising rates on customers with stellar repayment histories. (You can read a recent story HERE.) I kept an eye on my card and wouldn’t you know it, I received a notice from Chase that my low rate of %5.99 was going to more than double, thereby doubling my minimum payment.

YES!! DOUBLE!!!

Okie-Doke #1

I immediately got on the phone with a representative and then a supervisor who both informed me my only option to keep that rate was to close the account and continue to pay it off. The supervisor attempted to reassure me that it was nothing that I did or did not do that triggered the rate increase but rather in these tough economic times Chase was making an attempt to continue to meet their bottom line, even if that means screwing their customers who played by the game.

BEWARE.

Okie-Doke #2

creditcard1If you have a credit card, pay on time, never go over the limit…the CC company can do this to you. It is spelled out in that agreement you sign when you initially open the account. In short what is says is that for whatever arbitrary reason the bank deems necessary they can increase your rate whenever regardless of circumstance.

We are being penalized for matters that are out of our control and there is nothing we can do. Well, there is one thing and that is to pay off your credit and pay cash for everything. I did this for years and now I return to that practice.

Okie-Doke #3

Now if you’re over 30 there is a good chance you are aware of how this credit dance works. You know consumers have to find the right balance of installment and revolving credit, debt to income ratio, and repayment history to get and maintain a good credit score. Closing accounts could potentially count against you.

Damned if you do. Damned if you don’t.

karyn1162009In December 2007, three posts appeared on the Chocl8t Diaries about Karyn Hancock. First about her disappearance, then when she was found, and finally about what drove her to run and lie.

You can read the posts HERE and HERE.

On yesterday Mrs Hancock was sentenced to four years in prison from stealing more than $600,000 from clients.

The 36-year old stood silent and emotionless as the judge sentenced her to the next four years in prison.

“We sort of have a policy in the office. If an attorney steals from clients they go to prison. That was our attitude towards this. So we think it’s an appropriate sentence,” Chris Anderson-prosecutor.

Before sentencing victims shared their stories how McConnell-Hancock forged checks, submitted false claims, and then used their money to pay back other clients. [SOURCE]

She will be eligible for parole in 180 days. Six months? WOW.

I think she is getting off easy if you ask me. She probably will not serve the entire sentence – probably less than 2 years. How is that justice for the victims?

What do you think? Is that a “light” sentence”?

paycheckIt has long been said that you don’t mess with a person’s money, children, or food. In these volatile and uncertain economic times, there is no truer statement, believe me!

Today is the 15th and like millions of other Americans whose payday falls on the 15th and the last day of the month, I was expecting to see my money in my account this morning when I logged in. Well, to my surprise the funds were not there.

At first this didn’t cause any alarm but rather I stood there staring at my laptop thinking “Wait. Today is the 15th right?”.  I confirmed that it was by checking the date on my Blackberry.

Aiiiight. I’m still not “upset” because it is 5am and the memo credits may not have reflected yet on the accounts. This sometimes happens and funds do not show up until around 8am or so. (I know this from having worked in banking for a long time) I will wait until I get to work and check my account again.

During the drive in several other scenarios played out in my head as to why my direct deposit hadn’t hit. I began to go into troubleshooting mode once I arrived to the office and asked a co-worker if he had DD and if it posted to his account. His response was yes he did and no, it had not. Next question was who did he bank with, to make sure it wasn’t a banking institution issue. Different bank.

Ok. WTH is going on here?

I immediately head to HR with my concerns where a perky little blonde girl proceeds tells me, “We’re aware of the issue and are working to resolve the issue“. “When do you expect it to be resolved“, I ask. She then gives me this nonsense that she doesn’t know anything and the HR Director will send an email shortly.

In a nutshell, our payroll processing company, ADP, screwed up and are working to get employees paycheck deposited before midnight tonight. This prompted my next question regarding NSF fees for those automatic drafts set up with a couple of creditors. I’m assured by HR, ADP will cover all fees incurred as a result of their “f**k up”.

However, this does very little putting me at ease with the situation but I haven’t gone ballistic, just yet. Well, not until I receive this message from the payroll manager (pay close attention to the bold underlined text):

From:
Sent: Thursday, January 15, 2009 10:03 AM
To:
Cc:
Subject: RE: Direct Deposit- First Payroll of the year

Chocl8t,

We are working with ADP to get the funds into accounts as quickly as possible. If possible, you may want to consider contacting your bank or creditors to try and put those direct drafts off for a day to ensure your funds are there. If this is not possible, please submit any NSF fees incurred to me at your earliest convenience and I will work with ADP to get them covered. 

fistofmoneyUhmmmm, nah beoyatch…I DON’T THINK SO!!  Being the person I am and having to let a heffa know when she’s being absolutely freakin ridiculous with her suggestions, I had to respond. HAD. TO!! But I had to wait a few minutes to compose myself or else the email would have simply read “BITCH, PLEASE!”.

From: Chocl8t
Sent: Thursday, January 15, 2009 10:21 AM
To: xxx
Subject: RE: Direct Deposit- First Payroll of the year

xxx,

I appreciate your attempt at trying to help with suggestions but that would add a bigger burden and, not to mention, more inconvenience to an already stressful situation. I would have to spend several hours on the phone with my bank and/or creditors to avoid a huge error to which I bare no fault.

Let’s hope XXX and ADP can resolve this issue promptly without further inconvenience.

I plan to make headlines if my money doesn’t show up soon, so don’t be surprised if you hear on the news about a little short black woman in Georgia going ape-shit crazy on a stupid wench.

AMGs lyrics keep ringin in my head………..”B**ch betta have my money”