Moving On – Part III: Know Your Rights!!!

August 17, 1012 – I have been so hyped about moving but it seems like I am in “hurry up and wait” mode. Time just seems to drag on and on and I feel like I am living in limbo.

With less than two weeks before my move, the A/C has stopped working! Its the middle of August in Georgia!!! Are you kidding me? Seriously?!!!

A close friend of the family came out to the house to diagnose the issue. Guess what? It’s the compressor and the recommendation is to replace the entire unit. I scoffed at the idea. Why would I shell out close to $3,000 on an A/C unit for this house?

You’re right, I wouldn’t. Instead, I took my happy hind parts right to Wal-Mart and purchased a fan to place in the bedroom window. Between it and the oscillating fan I already have, I should be able to survive a couple of weeks. I will just live in my bedroom.

Only a few days into living with no A/C, I come home to find a locksmith in my driveway. As I am pulling into the garage, I stop to ask him what the hell was he doing. In broken English, he asked if this was 5721 Blank-Blank Drive to which I replied, “Yes, it is.” Long story short – The house sold during the foreclosure sale on the courthouse steps on 8/7 and this guy was here to change the locks. He proceeded to ask if I wanted to speak with his boss on the phone and I told him hell no with a rather indignant tone. (This would haunt me hours later.)

Can you say PANIC?!! Freaked the f**k out?!! Especially after receiving misinformation from a friend, who previously worked in the mortgage industry, that the sheriff might show up at the front door the next morning to put me out. Even knowing in my heart of heart that this couldn’t be legal, I panicked.

My plans were in place to move but that was not scheduled for another two weeks. How in the world would I, could I, get my things out by morning? I spent the next several hours on the phone with family lining up contingency plans. I paced the floors in the hot ass hallway of that house for hours – worried. When I finally got in bed, I sat there rocking and literally wringing my hands – panic stricken. Why didn’t I talk to the guy’s boss on the phone? This is the price of indignant pride Chocl8t!!!!

As I sat there I had a lucid moment when I decided to turn on my laptop and go to Google. Having been a landlord before, I was vaguely familiar with Georgia eviction laws as they related to landlord/tenants but how that applied to mortgage foreclosures was foreign to me.

After some digging and researching the internet in the wee house of the morning, I found out that when a home is foreclosed, the individual owner becomes a tenant and the mortgage company, or property buyer, becomes the landlord. The landlord must abide by and follow Georgia laws and follow the eviction process. Considering the fact that I had not been served with an eviction notice, the sheriff would not be knocking on my door in the next few hours. That at least allowed me to sleep for about three hours.

I was on the phone by 9:00 am making calls to the attorney’s office that handled the foreclosure. As it turned out, a property management company purchased the house. It took several calls but I was able to reach the point of contact, Mr. Goldstein, located here in the Atlanta area. After explaining to him what happened the night before, he apologized profusely stating he had information the property was vacant. Oh yeah, the locksmith had already drilled out the lock on the back door!

I informed Mr. Goldstein of my plans to move but not before he asked if I wanted to stay and rent the place. Apparently, this is the new trend in the metro Atlanta area. Investment companies and property management companies are buying foreclosed properties and renting the homes, in many instances, to the previous owner. Experts point to this as one reason for the recent up-tick in home prices here in Atlanta. It has its pros and cons. You can read about it HERE.

Although the crisis was averted I changed my moved date to 7 days earlier. Lucky for me the tenants at the new place moved sooner than expected and had it clean and ready to move in!

Yeah…time to get the hell out of Dodge!!

3 thoughts on “Moving On – Part III: Know Your Rights!!!

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